The embers of an exhausted year—one more Christmas behind us—carry with them a familiar melancholy. The time is bittersweet, if not depressing, and I learned long ago to embrace this seasonal interlude with this thought in mind: The end of anything is hard. Once we lapse... Read More →

  My eldest son has moved from having a job into the world of having a career. At some point, we asked him about his benefits package, as he is fast approaching an age when he will need to provide his own insurance plan. He assured us that he has medical insurance with all... Read More →